RunwayCal vs Float
Dedicated cash flow forecasting with visual timelines
Quick verdict
Float is a dedicated cash flow forecasting tool that connects to QuickBooks, Xero, and FreeAgent. It focuses specifically on cash flow projection with visual timelines. RunwayCal is a broader financial operating system that includes cash flow alongside team costs, deal tracking, scenario modeling, and multi-location management. Float is an excellent choice when cash flow visualization on top of your accounting software is the only job you need done. RunwayCal is the better fit when you want to understand why cash is moving, not just where it is headed.
Feature comparison
| Feature | RunwayCal | Float |
|---|---|---|
| Cash flow | ||
| Cash flow forecasting | Yes (60-day daily forecast) | Yes (core feature, visual timeline) |
| Data | ||
| Bank connection | Via accounting tools + upload | Via QuickBooks/Xero/FreeAgent |
| Planning | ||
| Scenario modeling | Yes (unlimited on Pro) | Yes (budgets and scenarios) |
| Operations | ||
| Team/payroll tracking | Yes (built-in) | No (manual budget lines) |
| Multi-location | Yes (Growth plan) | No |
| Tax calendar | Yes (US federal + state) | No |
| Revenue | ||
| Deal/revenue tracking | Yes (with CRM integration) | No |
| Reporting | ||
| Board deck export | Yes (one-click) | No |
| Pricing | ||
| Pricing | Free / $29 / $149 / $499 | From $59/month |
| Fit | ||
| Best for | Business owners wanting full financial OS | Teams wanting pure cash flow visualization |
Cash flow
Cash flow forecasting
Data
Bank connection
Planning
Scenario modeling
Operations
Team/payroll tracking
Multi-location
Tax calendar
Revenue
Deal/revenue tracking
Reporting
Board deck export
Pricing
Pricing
Fit
Best for
Where Float shines
Beautiful visual cash flow timelines
Float built its reputation on clear, intuitive cash flow charts. Business owners who think visually can see inflows and outflows on a timeline without digging through spreadsheets. The interface is polished and focused on one job.
Deep accounting software integration
Float connects directly to QuickBooks, Xero, and FreeAgent, pulling in your chart of accounts and historical data. For teams that already live in their accounting software, Float layers cash flow forecasting on top without asking you to re-enter data.
Simple and focused on one job
Float does not try to be everything. It is a cash flow tool, and it does that job well. If your only question is "what does my cash look like over the next six months," Float keeps the answer front and center without feature bloat.
Where RunwayCal is different
Tracks the why behind cash movement
RunwayCal connects cash to the drivers behind it: which team members cost what, which tools renew when, which deals are expected to close. You see not just that cash dips in March, but that payroll, a software renewal, and a delayed client payment all land the same week.
Multi-location support
Business owners running more than one location can consolidate financial visibility in RunwayCal on the Growth plan. Float is built for single-entity cash flow and does not offer multi-location consolidation.
CRM integration for revenue-side visibility
RunwayCal connects to HubSpot and Salesforce so your deal pipeline feeds directly into cash forecasts. Float focuses on the expense and accounting side and does not track deals or expected revenue from your sales pipeline.
Deterministic, traceable numbers
Every number in RunwayCal traces to a specific input you entered or approved. When a board member asks why cash drops in week three, you can show them the payroll run and the client payment expected that week. No black box, no guessing.
Detailed breakdown
Cash flow visualization vs full financial operating system
RunwayCal
RunwayCal includes a 60-day daily cash forecast, but it sits inside a broader system that also tracks team costs, tool subscriptions, deal pipeline, tax deadlines, and scenario modeling. Business owners get cash visibility plus the operational context that drives every line on the forecast.
Float
Float specializes in cash flow projection with visual timelines. It pulls data from your accounting software and shows you where cash is headed. For teams that only need that one view, Float delivers it cleanly.
Verdict: Choose based on scope. Float for cash flow only. RunwayCal when you need cash flow plus the operational drivers behind it.
Accounting-first vs operations-first
RunwayCal
RunwayCal speaks the language of business owners: team, tools, deals, commitments. You define your financial reality in terms that match how you run your business, with optional accounting connections when you are ready.
Float
Float is accounting-first. It builds forecasts from your chart of accounts and historical transactions. This works well when your books are clean and your accountant is the primary user.
Verdict: If you think in terms of hires, deals, and renewals, RunwayCal fits naturally. If you think in terms of account categories and journal entries, Float aligns with that workflow.
Scenario planning depth
RunwayCal
RunwayCal offers unlimited scenarios on Pro with a visual overlay chart. Model hiring, revenue changes, and cost adjustments side by side. Every scenario recomputes runway, cash position, and burn instantly.
Float
Float supports budgets and scenarios within its cash flow framework. You can adjust assumptions and see the impact on your timeline. The depth is solid for cash-focused planning.
Verdict: Both tools handle scenarios. RunwayCal goes further by connecting scenarios to team, deals, and multi-location data in one model.
Who should use what
Choose Float if…
Best for
Business owners who just need cash flow visualization on top of their accounting software. Teams with clean books and an accountant who manages QuickBooks or Xero day to day.
Not ideal for
Business owners who need to track team costs, deal pipeline, multi-location finances, or board-ready exports alongside cash flow.
Choose RunwayCal if…
Best for
Business owners who want a complete financial operating system that tracks team costs, deals, scenarios, and cash position in one place. Anyone who needs to explain why cash moves, not just where it goes.
Not ideal for
Teams that only want a simple cash flow chart on top of accounting data and have no need for operational tracking.
Pricing comparison
RunwayCal
Free
Core runway and cash flow tracking
$0
Pro
Unlimited scenarios and reporting
$29/mo
Growth
Multi-location, CRM, accounting integrations
$149/mo
Enterprise
Custom limits, priority support
$499/mo
Float
Starter
Core cash flow forecasting
From $59/mo
Higher tiers
Additional entities and features
Varies
Verdict: Float starts at $59/month for cash flow forecasting. RunwayCal starts free and adds team tracking, deal pipeline, and multi-location support at higher tiers. Compare based on how much of your financial picture you need in one tool.
See your full financial picture, not just cash flow
RunwayCal tracks team costs, deals, scenarios, and cash position in one place. Free to start, set up in minutes.
No credit card required · Set up in under 5 minutes · No finance expertise needed