How much does your team actually cost?
Salary is just the starting number. Add employer taxes, benefits, equipment, and overhead. Most businesses underestimate total payroll cost by 20-30%.
Per-employee annual cost
$79,310
Cost breakdown (per employee)
Monthly payroll
$33,046
Annual payroll
$396,550
Your team costs 32% more than base salaries
Base salaries: $300,000. True cost: $396,550. Difference: $96,550
Want this breakdown for your actual team? Start free and RunwayCal calculates your true payroll cost from real data.
Start FreeMost business owners budget for salaries and forget the rest. Employer taxes, health insurance, retirement contributions, and workspace costs add up fast. A team that looks like $300,000 on paper often costs $380,000 or more when you account for everything.
That gap matters for cash flow. If you are planning hiring, negotiating contracts, or deciding whether you can afford a new role, you need the true number. Underestimating payroll by 25% can mean running out of cash months earlier than you expected.
RunwayCal tracks your real payroll cost automatically. Connect your payroll data or enter your team details once, and see how salaries, taxes, benefits, and overhead affect your runway in real time. No more guessing whether you can afford to hire.